The Basics

New Jersey “ANCHOR” Program

Yes, we certainly live in a world of acronyms – a recent one being ANCHOR.  So, what does it mean? If you are a New Jersey resident, the Affordable New Jersey Communities for Homeowners and Renters a/k/a ANCHOR replaces the Homestead Rebate.  This program is different in that there is no age restrictions and can […]

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A Few Highlights of the Recently Signed Reconciliation Bill

The news has been filled with talk about the Reconciliation Bill known as the Inflation Reduction Act of 2022 that was recently signed into law.  As is common with most bills, they are lengthy (this one being more than 300 pages) and contain many provisions that are not highlighted and therefore are overlooked.  To keep […]

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Are You Challenged To Unwind?

As we enter August, have you taken time away from your profession this summer – or I will give you – this calendar year?  Do you find it hard to unwind, to disconnect?  In our world today, it is a temptation to be continuously connected to email, texts, to our phones.  Let’s forget the pandemic […]

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Your Child Reaches the Age of 18 – They Are an Adult Now

The Fourth of July is behind us and the start of a new school year will be here before we know it.  If you are a parent with children going to school – including those headed off to college – you are probably already starting your “school” shopping.  If you have a child headed for […]

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New Jersey Financial Wellness Website

New Jersey recently launched a free website called NJ FinLit.  This site is sponsored by the New Jersey Department of the Treasury and contains interactive tools, videos and articles which can be used to understand and manage your financial resources.  While there are many resources on the internet with regard to financial wellness, you must […]

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Would You Help Someone Die?

What would your reaction be if someone you loved asked you to help them die?  If someone was diagnosed with a terminal illness and the loved one was taking the necessary steps to acquire the medication necessary to end their life in their own timing, how would you feel?  It is becoming more available for […]

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Credit Report Errors

When was the last time you checked your credit report?  Have you ever checked your credit report?  Do you know how to check your credit report?  With the pandemic, errors have doubled on credit reports.  Why?  Certain programs implemented during the pandemic, such as forbearance periods on federal student loans and federally backed mortgages, have […]

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It’s a New Year – Let’s Stop Wasting Money

Whether we admit it or not, we make resolutions when a new year rolls around.  You are going to do this, or you aren’t going to do that.  Whatever your intentions, they might be called a resolution – albeit a silent resolution. With inflation at a high point, we are all looking to stop wasting […]

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HAPPINESS

“Happiness is nothing more than good health and a bad memory.”—Dr. Albert Schweitzer December is a month of celebration for many and for many it is a time of happiness; of gathering with family and friends, celebrating customs, the giving of gifts and, for some, just the preparation for the holidays brings happy feelings.  That […]

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Signs of Dementia

Let’s face it – as we get older, we tend to forget things.  But, when we seem to notice it more and more, when do we need to get concerned?  While this blog is not meant to be medical advice, it may help you put some things into perspective for either yourself or a loved […]

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