New year – new word – PASSWORDLESS.  Ok, so what does it mean? 

Well, add it to the dictionary.  Passwordless login eliminates the need to enter a password to gain access to a website.  It will enable you to prove your identity other than by entering your login and a password. 

There are different methods to verify an identity such as mobile authenticator applications, facial recognition or fingerprint recognition.  Who knows, we may even see retina recognition.

You may be required to use more than one method to prove your identity. Two-factor authentication has demonstrated the importance of a multi-pronged approach and, depending on the approach adopted by whatever service you’re trying to gain access to, that may still be true in the passwordless future.

Web Authentication allows sensitive data to remain on your device, while only a key is sent to the server. Verification takes place locally on your device, which is then verified using a public key on the server. This removes the need to protect secret information on a server (like a password) since the secret only needs to exist on your local device.

One of the biggest benefits of going passwordless is simplicity. By going passwordless, you can verify your identity without having to remember anything. You may need to authenticate with a mobile app or scan your face or fingerprint, and that’s it.

What’s next????



About the Author

Kay Sowa is a paralegal in the Trusts and Estates Group at Capehart & Scatchard, P.A. She is an IRS Enrolled Agent, an Accredited Estate Planner®, and a Certified Trust and Fiduciary Advisor. She oversees the trust and estate administration practice for the firm. She is an accomplished author and lecturer who has frequently spoken on behalf of a number of organizations including the National Business Institute and the Institute of Paralegal Education.

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