In the previous blog, we discussed the two largest costs in a funeral service – embalming and caskets. This segment will provide a little insight into caskets so you will be better informed. Part 4 – Burial Vessels Caskets When visiting a funeral home or showroom to shop for a casket, the Funeral Rule requires […]
This is Part 3 of my series on Funerals, a subject we don’t like or want to think about. But, a very important one. PART 3 – FUNERAL RELATED FEES Funeral costs include basic services fee for the funeral director and staff, charges for other services and merchandise, and cash advances. Funeral Fees The Funeral […]
We are taking a break this week from our blogs about funeral planning to share some important news about estate planning document executions in the midst of our current COVID-19 situation. The series on funerals will resume next week. Has the pandemic and its effects in the recent months caused you to think about your […]
The IRS has issued instructions for the return of stimulus checks sent to individuals who are ineligible or deceased. The following is a reprint from the IRS website instructing how the checks should be handled: If the payment was a paper check: Write “VOID” in the endorsement section on the back of the check. Mail […]
This is Part 2 of my series on Funerals, a subject we don’t like or want to think about. But, a very important one. PART 2 – The FTC Funeral Rule The Funeral Rule, enforced by the Federal Trade Commission (FTC), makes it possible for you to choose only those goods and services you want […]
With what the world has been experiencing in the past several months, many people were not prepared for the loss of loved ones. It is a traumatic time and one that we would rather not think about. However, it is a fact of life that most of us will at some point in our lives […]
Yep, your cell phone can easily be hijacked – taken over by criminals. And, this isn’t just phone calls, but EVERYTHING on your phone – emails, bank information, photos, etc., Everything is vulnerable. So, what do you have on your phone? Anything that is sensitive? With information available online, it is not difficult to get […]
We learned today that the only services available with the IRS are electronic services. The processing of paper income tax returns and telephone assistance have been suspended due to COVID-19.
The “CARES” Act (Coronavirus Aid, Relief, and Economic Security Act) was signed into law on March 27, 2020. While the 880-page law covers many different areas, we will look at only the section dealing with retirement plan required minimum distributions. With the SECURE Act, the beginning age for RMDs (required minimum distributions) was raised to […]
With all of us sheltering in place, we are probably doing some long overdue cleaning and going through things that we have accumulated. Among the accumulation, we probably have seen financial records we forgot we had. So, what do you keep? What do you shred? (And please, don’t just rip into a couple of pieces […]
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