Your dream – to own a home in the mountains or a home at the shore. Unless you live in New Jersey and have a home at the shore or live in Pennsylvania and have a home in the mountains, your estate could be subject to estate administration in the state where your second home […]
Is there someone in your family receiving services from a caregiver? It could be a family member or someone who is paid to care for the infirmed or elderly loved one. Have you ever thought about the strength that it takes for someone to be a care giver? If it is a family member […]
Have you found the need to take a withdrawal from your retirement plan during this pandemic or are you thinking about doing so to ease your burdens? The CARES Act that Congress passed in late March includes provisions enabling people to take distributions or loans up to $100,000 from their IRA, 401(k) or 403(b) plan […]
OK, so I know that isn’t grammatically correct, but it did get your attention, didn’t it? We completed our series of blogs on funeral planning, which you may have found interesting, boring or depressing. My goal was not to put you into more of the funk that we have been experiencing, but to provide some […]
We have all been through the most unusual four months of our lives with the pandemic. Something that has not been experienced before in the lives of most people alive today. Hopefully, the worst part of the pandemic is over, people follow the safe-distancing and mask-wearing protocols and life will slowly return to a more […]
Part 7 – Planning Your Own Funeral Pre-planning your funeral is not morbid. It is being thoughtful and considerate of the loved ones you will leave behind. It gives you control in selecting what you want and relieves your family of the burden of making decisions in a time of mourning. Many people feel that […]
Part 6 – Interment Options We have been talking about funeral arrangements in prior segments and now we will look at Interment options. It may be a cemetery, a mausoleum crypt, keeping cremains in the possession of the family or disposal of cremains in an alternative manner. Your preferences are just as important, if not […]
Part 5 – Funeral Pricing In our world, when thinking of making a major purchase, we often times will shop around for the best prices, to find the item we like best, etc. Funerals should be no different except that if you are faced with making decisions unexpectedly, just as you would be if the […]
In the previous blog, we discussed the two largest costs in a funeral service – embalming and caskets. This segment will provide a little insight into caskets so you will be better informed. Part 4 – Burial Vessels Caskets When visiting a funeral home or showroom to shop for a casket, the Funeral Rule requires […]
This is Part 3 of my series on Funerals, a subject we don’t like or want to think about. But, a very important one. PART 3 – FUNERAL RELATED FEES Funeral costs include basic services fee for the funeral director and staff, charges for other services and merchandise, and cash advances. Funeral Fees The Funeral […]
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